Medicaid and Pregnancy: What’s Covered and How to Apply
Pregnancy can be one of the most exciting—and expensive—times in a person’s life. Regular doctor visits, prenatal testing, ultrasounds, labor and delivery, and postpartum care add up quickly. Fortunately, Medicaid offers comprehensive coverage for pregnant individuals, ensuring access to care before, during, and after childbirth, often at little or no cost. Yet many expectant parents […]
Health Insurance and Mental Health: What Your Plan Should Cover
Mental health is healthcare—full stop. And in 2025, your health insurance plan is required to treat it that way. But while mental health parity laws have come a long way, many people still don’t fully understand what their plan should include, or how to advocate for better coverage when it falls short. Here’s what you […]
The Impact of Income on Marketplace Health Insurance Subsidies
Choosing the right health insurance plan can be challenging, especially when deciding between a Health Maintenance Organization (HMO) and a Preferred Provider Organization (PPO). Understanding the differences between these two common plan types is essential to making an informed decision that best fits your healthcare needs. Understanding HMO Plans A Health Maintenance Organization […]
Mental Health Coverage: What’s Included and How to Use It
Mental health care is no longer an optional extra—it’s a key part of health insurance coverage in 2025. With growing demand for therapy, psychiatry, and digital wellness tools, most plans have expanded their offerings. But knowing what’s actually included and how to access it can still be confusing. Let’s break down how mental health coverage […]
Understanding Coinsurance: What It Means for Your Medical Bills
When you’re trying to make sense of a health insurance plan—or worse, a medical bill—one term that tends to trip people up is coinsurance. It sounds similar to a copay or deductible, but it works a little differently and can have a big impact on what you pay for care. If you’ve ever opened a […]
Elevating Your Health Plan from Policy to Partner: How Preventive & Value-Based Designs Deliver Real Value to You
Traditionally, health insurance has been viewed as something you only think about when you’re sick or injured—a safety net, not a daily resource. But in recent years, that view has been shifting. Increasingly, health plans are being designed not just to cover you in emergencies, but to keep you well in the first place. This […]
How Businesses Can Use Telemedicine to Stand Out in a Crowded Healthcare Market
Discover how integrating telemedicine into your healthcare offering can support growth and build patient loyalty. Check out ways to position your services for maximum impact and market differentiation. Since the pandemic, virtual care has shifted from novelty to essential—now smart healthcare brands are using it to craft a unique market position. Rather than treating telemedicine […]
Health Insurance for Domestic Partners in 2025: Eligibility, Enrollment, and Key Considerations
As more couples choose to live together without getting married, health insurance systems are slowly adapting to reflect these modern relationships. Domestic partners—both same-sex and opposite-sex—often share homes, finances, and life goals. But when it comes to health insurance, things can get a little tricky. Knowing how to navigate domestic partner coverage can help you […]
How to Estimate Your Annual Health Insurance Costs: A Practical Budgeting Guide
Health insurance isn’t just about paying monthly premiums—it’s about understanding what your total yearly cost could look like. From doctor visits to prescriptions and emergencies, being able to estimate your healthcare spending is key to staying financially prepared. Why Estimating Health Costs Matters Health insurance is often one of the biggest line items in a […]
What Is Catastrophic Health Insurance and Who Should Consider It?
Catastrophic health insurance might sound like something you’d only need in worst-case scenarios—and that’s exactly what it’s designed for. While it’s not the right fit for everyone, this type of plan offers an affordable safety net for specific groups of people. Understanding how catastrophic coverage works and when it makes sense can help you make […]